Paycheck Calculator
Estimate your net take-home pay from gross salary, filing status, pay frequency, and location.
About the Paycheck Calculator
This calculator estimates your take-home pay by walking your gross annual salary through simplified progressive federal tax brackets, a state tax rate resolved from your zip code (editable if you know your actual rate), and the standard 6.2% Social Security and 1.45% Medicare withholdings. Enter your zip code, salary, pay frequency, and filing status to see a per-period breakdown of gross pay, taxes withheld, and net pay. Because actual withholding also depends on your W-4 elections, pre-tax deductions (401k, health insurance), and any local or county taxes, treat the result as a planning estimate rather than an exact paycheck amount. It's most useful for comparing how a raise, a change in pay frequency, or a move to a different state would affect your take-home pay before it happens on an actual pay stub.